About Universal Lending

At Universal Lending Services Inc, we treat each customer as an individual, not a number. We are locally owned and operated, founded since 2001.  Our Staff is local and lives in the Lafayette, La and Acadiana area.  We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 30 investors. This allows us to get you the best rates on all types of loan programs including: Conventional, Jumbo, FHA, VA, USDA (Rural Development), One Time Close Construction, Home Equity,  Land and Self Employed Loans, 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, . Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!