Home Loans Today. | Tomorrow. | Together.

Serving Louisiana for over 20 years!

Whatever your goals are we are here to help!
Click our prequalifier to get started!

How We Can Help Buy Your Dream House

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Get Pre-Qualified

We can get you prequalified online so you can make an offer with confidence that it will get accepted.

  • Benefits
  • icon Get Your Offer Accepted
  • icon Know Your Buying Range
Get Pre-Qualified
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Shop For Best Rate

We will use our network of lenders to shop for the best rates and loan program to fit your needs.

  • Benefits
  • icon Shop Multiple Lenders
  • icon Lower rates, Lower Payments
Shop Rates
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Fast Funding

Our team will use our expertise to make sure your loan gets funded fast! We make funding a breeze.

  • Benefits
  • icon Hassle Free Funding
  • icon Get Your Dream House
Fund Your Dream House

Welcome To Universal Lending Services Inc

At Universal Lending Services Inc, we treat each customer as an individual, not a number. We are locally owned and operated, founded since 2001.  Our Staff is local and lives in Lafayette, La and Acadiana Area.  We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 30 investors. This allows us to get you the best rates on all types of loan programs including: Conventional, Jumbo, FHA, VA, USDA (Rural Development), One Time Close Construction, Home Equity, Land, and Self Employed Loans, 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, . Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Meet Our Team

Our team at Universal Lending Services Inc is fast, friendly, experienced and here to help you every step of the process!

Latest Blog Posts

Purchasing

We work conforming and non-conforming real estate loans.

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Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.

The Universal Lending Services Inc Advantage

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Local Knowledge

We know the area and the market and we're part of your community, not a bot on the net :)

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Fast Processing

We work to close your loan as quickly as possible. We can even hit curveballs!

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Best Service

We offer a hybrid approach of new technology to speed closing and old fashioned customer service and communication.

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Utilizing Technology

We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

The Universal Lending Services Inc Address

Contact Us:

Phone: (337) 264-9990

Address: 5750 Johnston St Ste 102
Lafayette ,LA
70503

Office Hours:

Monday-Friday: 8am to 5pm
Saturday:  By Appointment Only
Sunday: By Appointment Only

Refinance

We can help you lock in a long term fixed rate and get out of your ARM.

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Apply Now

Get started with our easy online application.

CLICK HERE TO GET STARTED
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Latest News

FHA

There are lots of good reasons to choose an FHA loan.

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